GiftCardTopp is committed to preventing the platform from being used to launder proceeds of fraud, theft, or other illegal activity, including stolen or phished gift cards. This policy outlines the standards we hold all submissions to.
Every submitted gift card is checked for balance and validity prior to payout. Depending on the value, brand, account history, or other risk indicators, a submission may require:
We reserve the right to decline any submission, delay a payout pending review, or reverse a completed payout where we have reason to believe a card was obtained through fraud, theft, phishing, or any other illegal means — including cases identified after a payout has already been issued.
By submitting a card, you represent that you are its lawful owner and that it was acquired legitimately. Submitting a card on behalf of someone else, or submitting a card you were instructed to "cash out" by a third party you have not independently verified, may result in account suspension and forfeiture of the submission pending investigation.
Where required by law or where we identify a pattern consistent with fraud, we may report submissions to the relevant gift card issuer, payment processor, or law enforcement agency.
Accounts found to have repeatedly submitted fraudulent or stolen cards will be permanently suspended, and pending balances may be withheld pending investigation.
If someone has asked you to purchase a gift card on their behalf — a common pattern in romance scams, impersonation scams, and fake tech-support calls — do not submit that card for exchange. Contact the card issuer's fraud line directly, and see our blog for guidance on recognizing these patterns.
Questions about this policy, or to report suspected fraud, can be sent to support@giftcardtopp.com.